ISMS Copilot for fintech compliance
DORA operational resilience, NIS 2 obligations, PCI DSS for card data, and SOC 2 for enterprise sales — in one workspace.
Why fintech compliance is operational-resilience-shaped
Fintech compliance is not a security-policy exercise — it is an operational-resilience exercise. DORA, applicable since 17 January 2025, requires EU financial entities to run an ICT risk-management framework, classify and report ICT-related incidents on regulatory clocks, conduct digital operational resilience testing, and actively manage critical ICT third-party providers including a register of information. NIS 2 may apply in parallel depending on the entity and member-state transposition. If you touch cardholder data, PCI DSS v4.0 adds its own control set with the 31 March 2025 future-dated requirements now in force. And almost every fintech selling B2B is asked for a SOC 2 report. The hard part is that these overlap unevenly: a single ICT third-party register and incident-classification process has to satisfy DORA, inform NIS 2 reporting, and feed SOC 2 evidence. ISMS Copilot drafts each artefact once and cross-maps DORA to ISO 27001 and NIS 2 so the resilience programme is coherent rather than four parallel binders.
DORA framework details →The fintech regulatory stack ISMS Copilot covers
- DORA ICT risk-management framework, incident classification and reporting, resilience testing, and third-party register of information
- NIS 2 scope assessment, risk-management measures, and incident-reporting procedures where the directive applies
- PCI DSS v4.0 control drafting for cardholder-data environments and SAQ scoping
- SOC 2 Trust Services Criteria mapping and System Description for enterprise vendor reviews
- DORA-to-ISO 27001 and DORA-to-NIS 2 cross-mapping so controls are written once
- Critical ICT third-party provider assessment and contractual-clause guidance
Built for the fintech compliance lead
DORA ICT risk-management framework templates and incident-classification thresholds
Register of information structure for ICT third-party arrangements
Digital operational resilience testing programme guidance (including TLPT scoping concepts)
PCI DSS v4.0 requirement walkthrough for in-scope card-data flows
SOC 2 Type 1 and Type 2 evidence and timing guidance for sales-driven audits
NIS 2 board-level accountability framework where the entity is in scope
Confirm DORA scope before the resilience programme (free checker)
Most of the work above — Register of Information, ICT risk-management framework, incident classification — only matters if your entity is in DORA scope. The free DORA Applicability Checker walks the Regulation 2022/2554 financial-entity scope test (no transposition layer — DORA applied EU-wide from 17 January 2025) as a structured first pass; a starting point that anchors the cross-mapping decisions above rather than a final legal determination.
Open the free DORA Applicability Checker →Frequently Asked Questions
Does ISMS Copilot cover DORA's third-party register of information?
Yes. ISMS Copilot helps you structure the register of information for ICT third-party arrangements, draft the ICT risk-management framework, and build the incident-classification and reporting workflow DORA requires. See /frameworks/dora for the full scope.
We take card payments — does it handle PCI DSS?
Yes. ISMS Copilot drafts PCI DSS v4.0 control documentation and helps scope your cardholder-data environment and the right SAQ. It is a documentation and guidance tool — it does not process or store cardholder data, and the formal validation is performed by a QSA or via SAQ as applicable.
Do DORA and NIS 2 both apply to us?
It depends on the entity type and member-state transposition; for many financial entities DORA is lex specialis. ISMS Copilot helps you run the scope assessment and, where both apply, cross-maps DORA and NIS 2 so the ICT risk and incident-reporting work is not duplicated.
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