ISMS Copilot for fintech compliance
DORA operational resilience, NIS 2 obligations, PCI DSS for card data, and SOC 2 for enterprise sales — in one workspace.
Why fintech compliance is operational-resilience-shaped
Fintech compliance is not a security-policy exercise — it is an operational-resilience exercise. DORA, applicable since 17 January 2025, requires EU financial entities to run an ICT risk-management framework, classify and report ICT-related incidents on regulatory clocks, conduct digital operational resilience testing, and actively manage critical ICT third-party providers including a register of information. NIS 2 may apply in parallel depending on the entity and member-state transposition. If you touch cardholder data, PCI DSS v4.0 adds its own control set with the 31 March 2025 future-dated requirements now in force. And almost every fintech selling B2B is asked for a SOC 2 report. The hard part is that these overlap unevenly: a single ICT third-party register and incident-classification process has to satisfy DORA, inform NIS 2 reporting, and feed SOC 2 evidence. ISMS Copilot drafts each artefact once and cross-maps DORA to ISO 27001 and NIS 2 so the resilience programme is coherent rather than four parallel binders.
DORA framework details →The fintech regulatory stack ISMS Copilot covers
- DORA ICT risk-management framework, incident classification and reporting, resilience testing, and third-party register of information
- NIS 2 scope assessment, risk-management measures, and incident-reporting procedures where the directive applies
- PCI DSS v4.0 control drafting for cardholder-data environments and SAQ scoping
- SOC 2 Trust Services Criteria mapping and System Description for enterprise vendor reviews
- DORA-to-ISO 27001 and DORA-to-NIS 2 cross-mapping so controls are written once
- Critical ICT third-party provider assessment and contractual-clause guidance
Built for the fintech compliance lead
DORA ICT risk-management framework templates and incident-classification thresholds
Register of information structure for ICT third-party arrangements
Digital operational resilience testing programme guidance (including TLPT scoping concepts)
PCI DSS v4.0 requirement walkthrough for in-scope card-data flows
SOC 2 Type 1 and Type 2 evidence and timing guidance for sales-driven audits
NIS 2 board-level accountability framework where the entity is in scope
Confirm DORA scope before the resilience programme (free checker)
Most of the work above — Register of Information, ICT risk-management framework, incident classification — only matters if your entity is in DORA scope. The free DORA Applicability Checker walks the Regulation 2022/2554 financial-entity scope test (no transposition layer — DORA applied EU-wide from 17 January 2025) as a structured first pass; a starting point that anchors the cross-mapping decisions above rather than a final legal determination.
Open the free DORA Applicability Checker →Handle card data? Find your PCI DSS questionnaire (free checker)
If any part of the business touches cardholder data, the first PCI DSS question is which Self-Assessment Questionnaire your setup maps to, and that turns on how you accept cards and whether you store the card number at all. The free PCI DSS SAQ type checker walks the v4.0.1 eligibility criteria to point you at SAQ A, A-EP, B, B-IP, C-VT, C, P2PE, or D, as a structured first pass; your acquirer and the card brands confirm the questionnaire and your validation level.
Open the free PCI DSS SAQ type checker →Frequently Asked Questions
Does ISMS Copilot cover DORA's third-party register of information?
Yes. ISMS Copilot helps you structure the register of information for ICT third-party arrangements, draft the ICT risk-management framework, and build the incident-classification and reporting workflow DORA requires. See /frameworks/dora for the full scope.
We take card payments — does it handle PCI DSS?
Yes. ISMS Copilot drafts PCI DSS v4.0 control documentation and helps scope your cardholder-data environment and the right SAQ. It is a documentation and guidance tool — it does not process or store cardholder data, and the formal validation is performed by a QSA or via SAQ as applicable.
Do DORA and NIS 2 both apply to us?
It depends on the entity type and member-state transposition; for many financial entities DORA is lex specialis. ISMS Copilot helps you run the scope assessment and, where both apply, cross-maps DORA and NIS 2 so the ICT risk and incident-reporting work is not duplicated.
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